Terms of Service for Ali Beck Financial

Effective Date: January 25, 2025

By accessing or using the services provided by Ali Beck Financial, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use our services. These Terms apply to all users of our website, services, and any other products or services offered by Ali Beck Financial (referred to as “we,” “our,” or “us”).

1. Services Provided

Ali Beck Financial offers financial advisory services, including but not limited to financial planning, investment advice, retirement planning, and related services. We may also offer other services as outlined on our website or in specific contracts with clients.

2. Use of Our Services

You agree to use our services in accordance with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information, including passwords, and for all activities that occur under your account.

3. Eligibility

You must be at least 18 years of age to use our services. By using our services, you confirm that you meet this age requirement and have the legal capacity to enter into a binding agreement.

4. Client Responsibilities

As a client, you agree to:

Provide accurate and complete information as requested by us to deliver our services.Keep your personal and financial information up to date.Ensure that you comply with any additional requirements as set out in your individual contract with Ali Beck Financial.Not use our services for any unlawful purpose or to infringe upon the rights of others.

5. Payment Terms

Payments for our services will be outlined in a separate agreement or invoice. You agree to pay for services as described in the terms provided at the time of purchase, and payments must be made in accordance with the payment schedule and method specified by Ali Beck Financial.

If payments are not received within the agreed timeframe, we reserve the right to suspend or terminate services until payment is made.

6. Text Messaging (SMS) Terms and Conditions

By providing your phone number and opting in to receive text messages from Ali Beck Financial, you consent to receive automated promotional, transactional, and service-related SMS messages from us. These messages may include, but are not limited to, appointment reminders, service updates, billing notifications, follow-ups, special offers, and general information about our services.

Opt-In Details:

You may opt in by providing your phone number through our website, online forms, during onboarding, or by texting a keyword or clicking a checkbox that explicitly states you agree to receive text messages from Ali Beck Financial.Consent to receive text messages is not a condition of purchasing any goods or services.

Message Frequency:

Message frequency will vary depending on your interactions with us but will generally be no more than 5 messages per week unless explicitly authorized by you.

Opt-Out:

You can opt out at any time by replying “STOP” to any of our messages. After opting out, you will no longer receive text messages from us unless you opt back in.

Help:

For help regarding SMS services, reply “HELP” or contact us [email protected] 520-245-5827.

Carrier Disclaimer:

Message and data rates may apply. You are responsible for any charges incurred from your mobile carrier.Ali Beck Financial is not liable for delayed or undelivered messages.

Privacy:

We respect your privacy. Your mobile number and SMS data will not be sold, rented, or shared with third parties for marketing purposes. For more information on how we protect your data, see our Privacy Policy.

7. Limitation of Liability

Ali Beck Financial’s liability is limited to the maximum extent permitted by applicable law. We are not liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of data, loss of profits, or any damages resulting from the use or inability to use our services.

8. Termination of Services

We reserve the right to suspend or terminate your access to our services at any time, without notice, for any reason, including if you violate these Terms. You may also terminate your account or services by notifying us in writing as described in your contract with us.

Upon termination, we will cease providing services and may delete your account and all associated data unless otherwise required by law.

9. Intellectual Property

All content, materials, and intellectual property provided by Ali Beck Financial, including but not limited to logos, designs, documents, and proprietary software, are owned by Ali Beck Financial and protected by copyright and trademark laws. You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal and non-commercial purposes.

10. Privacy and Data Collection

Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data. By using our services, you agree to the collection and use of your data as described in our Privacy Policy.

11. Dispute Resolution

In the event of any disputes, you agree to first attempt to resolve the matter amicably with us. If an agreement cannot be reached, the dispute shall be resolved through binding arbitration under the rules of [Arbitration Organization]. Arbitration will take place in [Insert Location] unless otherwise agreed.

12. Indemnification

You agree to indemnify, defend, and hold harmless Ali Beck Financial, its employees, agents, and affiliates from and against any claims, damages, liabilities, and expenses arising from your use of our services or your violation of these Terms.

13. Changes to Terms of Service

We reserve the right to modify or update these Terms at any time. When changes are made, the updated Terms will be posted on our website, and the "Effective Date" at the top of this document will be updated. Continued use of our services after the updated Terms are posted constitutes your acceptance of the new Terms.

14. Governing Law

These Terms will be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of laws principles.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Ali Beck Financial

5151 N Oracle Rd, Tucson, AZ 85704

[email protected]

520-245-5827